What is One Time Password (OTP)?
Do you know about a one-time password or OTP? If not here's a new content just for you! Nowadays, we all do all our work online such as mobile recharge or shopping, so in this digital world we have a lot of security so that both our personal information and accounts are safe from unknown people.
When we make online transactions with the help of net
banking for mobile recharge or purchase of certain products, after filling in
all the details, a code comes last which we call OTP. You must have heard of
OTP and used it, but why do you know it? If you don't know, it doesn't matter
if you find out what a One Time Password (OTP) is in today's article.
One Time Password
What is One Time Password or OTP?
One Time Password (OTP) is a security code of 6-digits that we use when transacting online.
When we purchase some product from an e-commerce website, we provide it from the ATM card, after filling in our banking information at the time of payment, finally a security code goes as an SMS to the mobile number registered in your bank What do we call OTP?.
This SMS contains a code, which only succeeds after completing our payment, without which you will not be able to transact anywhere online.
Why is OTP used?
An OTP is a password that is completely different and more secure than a normal password, i.e. the password that users create when creating their account. When we create our account on a website we create our username and password, the password we create is very simple such as our name or date of birth or anything else so that we can easily remember it but hackers threaten us Fell because they could easily hack our passwords and steal our details.
Or it could be that if someone knows your identity and your username and password, they can also use your account to pick up the wrong accounts, so nowadays all banks, many e-commerce websites, and online recharge websites have started using OTP so Their user accounts may be protected. OTP protects your account and protects your banking and personal details from being stolen.
What are the benefits of OTP?
With OTP all our accounts like Google Account, Net Banking Account, Bank Account etc. are all secure.
The specialty of OTP is that the code from which it originates can be used only once and it is valid for some time. If we do not use the code within that time, then that code will not be used for any of us. These codes are created separately so that our accounts are completely secure.
Even if the username and password of one of your accounts is known by someone else, they will not be able to use your account because they will need OTP which will only come to your registered mobile number or email ID. He cannot take unfair advantage of your account.
Where is OTP used?
OTP is most commonly used for online transactions in net banking, as well as Google, has started using OTP protection to further secure users' accounts.
After activating it, no other user will be able to login from their device by entering your account details as Google will ask for OTP password for verification there, which will only come to you via SMS, OTP code to your mobile number.
Without this code, that user will not be able to access your account. All e-commerce websites such as Amazon, Flipkart, Snapdeal, eBay, etc., and online private companies that provide digital wallet services such as Paytm, Freecharge, MobiQuick, Oxygen Wallet, etc. also use OTP to secure their customers' accounts.
Protect or increase security -
This is a kind of security code. This is because it is a user protection net. At the same time, even if this password is stolen, the user's account remains secure. Because no other person can access it without entering OTP.
User Authentication -
This is done by authenticating the original user. This means that the OPT only goes to the user's registered mobile number. If the correct user is performing any activity through his account. Such as changing passwords, updating mobile numbers, etc. For authentication, the system sends OTP to the user according to the method they choose. Activities will only be considered valid after entry.
Prevention from Spamming -
When we transact money online, banks send OTP to the account holder for permission. So that the identity of the actual account holder is proved. This allows us to avoid being deceived. And it is most used in financial transactions.
Enable double protection -
We can enable OTP double protection on your account or social media account (Facebook, WhatsApp, Twitter, Google, etc.) via OTP. And it can make them more secure. So that no other user can access it.
Free -
It's completely free. The user does not have to pay any additional fee for this.
Quick -
OTP proves the identity of the original user in seconds. The user does not have to be present with the magistrate to carry a document for his identity.
What did you learn today?
I hope you find this article What is my one time password or OTP? Of course, I have always tried to provide complete information about OTP to the readers in Hindi, so that they do not have to search for any other site or internet in the context of their article. This will save them time and they will also get all the information in one place. If you have any doubts about this article or you want it to improve a bit, you can write less comments for it.
Welcome to our blog “CYBER SUGGEST“. Debmalya Datta is a professional Blogger, Developer, Social Media Influencer, Digital Marketer and Entrepreneur. He loves doing work which makes him happy, that’s why he choose Blogging and Educate people. You will love exploring educational stuff on our blog. Live your dreams as much as you can. Be a SHAMELESS SELF-PROMOTER
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