SBI Health Insurance - SBI general insurance 2023
SBI General Insurance Company Limited started operations in 2010 when it was a joint venture between State Bank of India and Insurance Australia Group (IAG). Following the sale of IAG shares in 2020, the general insurance company is now a joint venture between SBI, Nepian's Opportunity LLP, Honey Wheat Investments Limited, PI Opportunity Fund-1, and Axis New Opportunity AIF-1. Insurers cover a wide range of general insurance products for commercial space, health, home, travel, motor, and personal accidents.
Health Insurance is one of the most promising products provided by insurance providers. S SBI Health Insurance plans are designed to cover a number of healthcare costs to individuals and families in the event of illness, illness, disease, or accident. SBI Health Insurance plans are affordable and accessible to all. The insurer has the vision to be the most trusted general insurer in India and strives to achieve simple, innovative general insurance solutions, respond to customer needs and build a sustainable business for the future.
Types of Top SBI Health Insurance Plans
SBI Health Insurance offers various health insurance plans that cater to the different needs of individuals and families. The top five health insurance plans offered by SBI Health Insurance are listed below:
1. SBI Arogya Plus Policy:
SBI Arogya Plus Policy is a compensation based health insurance policy that covers medical expenses for individuals and families. If you are between the ages of 3 months and 65 years, you will be covered under this policy for a number of coverage features including residential hospital admission costs, in-patient hospitalization costs, pre-hospitalization costs, day-care costs, ambulance costs and options. Can treat. Added insurance options under the policy limit Rs. Lakh lakhs and 3,000 rupees. Three lakh rupees. To be covered by this policy, no medical test is required unless you are 55 years old.
2. SBI Arogya Premier Policy:
SBI Arogya Premier policy covers individuals and families against medical expenses. Available for 1 year, 2 years, and 3 years, the policy covers you against residential hospitalization costs, hospitalization and hospitalization costs, day-care costs, patient hospitalization costs, alternative treatment and ambulance costs. The policy comes without any sub-limit and offers you a bonus up to 50% of the sum assured for each claim-free year. For people between the ages of 3 months to 655 years, the policy for sum insured options under this policy is Rs. 5 lakhs, Rs. 2 lakhs, or Rs. Three lakh rupees. You can cover your spouse, dependent children, parents and guardians under this policy.
3. SBI Arogya Top-up Policy:
SBI Arogya Top-up Policy is a top-up policy that provides additional coverage if the medical expenses exceed the sum insured of your existing health insurance policy. Available with insured options up to Rs 2,000 from the policy amount. Lakh lakhs to 3,000 rupees. With a discount of Rs 50 lakh. Lakh lakhs and 3,000 rupees. 10 lakh rupees. It covers a number of treatment costs, including day-care costs, in-patient costs, pre-hospitalization and post-hospital costs. You can buy this policy for 1 year, 2 years or 3 years and pay the premium accordingly.
4. SBI Critical Illness Insurance Policy:
SBI Critical Illness Insurance Policy covers you against 13 serious illnesses including Aorta Graft Surgery, Open Chest CABG, Stroke, Coma, Complete Blindness and Open Heart Replacement. The policy is available in two-term options such as 1 year and 3 years. You pay Rs. 2 lakh rupees and 2,000 rupees. 50 lakhs as per your requirement Maximum entry age of this policy is 65 years.
5. SBI Hospital Daily Cash Policy:
SBI Hospital Daily Cash Policy gives you a specific benefit for each day of hospitalization irrespective of the actual medical expenses. Thus, it protects your health insurance policy from costs that do not cover travel, food, etc. You can purchase this policy for 18 to 65-year-olds and also include dependent children over 3 months old.
What is a health insurance top-plan and why should I buy it?
The top plan is like a regular health insurance plan that runs out of the sum insured of your regular health insurance plan due to claims made during the previous policy term. A top plan is more affordable than a regular health insurance plan and offers you a wide range of insurance options from which you can choose the one that suits your needs. You can enjoy tax benefits on premiums paid for top-up insurance policies under Section 80D of the Income-tax Act, 1961.
SBI Health Insurance offers a top-notch plan called Arogya Top-Up Policy that gives you increased coverage against a number of medical expenses. The policy gives you extensive coverage. Also, if you are 55 years old, you do not need to undergo any medical check-up to purchase this policy. With a wide range of insurers Rs. Lakh lakhs and 3,000 rupees. 10 lakhs, the policy offers you coverage for patient hospitalization expenses, hospital pre-admission and post-hospital expenses etc.
Benefits of SBI Health Insurance Plans
Easy portable option:
If you are not satisfied with your current insurer or health insurance plan, you can go for the same national SBI health insurance plan at the time of renewal. The insurer allows you to continue the SBI health insurance plan without losing policy benefits like wellness period benefits etc.
Wide range of insured options:
SBI Health Insurance plans are available with a wide range of insurance coverage. It starts from a minimum of Rs. 1 lakh and above Rs. Through 50 lakhs it meets the needs of different sections of the society.
Lifetime Renewability:
SBI Health Insurance plans offer you lifetime renewable benefits. This means that if you pay the required premium before the expiry of your policy, you will be able to avail benefits under your health insurance plan for life.
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